Terms of Service
Last updated September 23, 2026
Digital editions
Purchasing grants a personal, non-transferable license to access and use the digital edition. Copyright and all other rights remain with Harbour Editions and the author.
Permitted use
You may download and read an owned edition for personal use. You may not reproduce, redistribute, resell, upload, or publicly share the files.
Educational purpose
All content is general education and does not create an advisory, fiduciary, or professional-client relationship.
Service changes
We may update these terms, correct product information, or suspend access where misuse, fraud, or unlawful distribution is reasonably suspected.